Insurance Details / Deductibles, etc

All rental prices include a far reaching, comprehensive motorcycle insurance. Our coverage is sometimes criticized as being too comprehensive and thus too expensive yet it is better to be on the safe side and so this insurance coverage is mandatory and not up for discussion. A detailed summary of this coverage is provided below.

Insurance coverage includes:

Motorcycle Insurance: yes up to new value, deductibles apply
Theft Insurance: yes up to new value, deductibles apply
Injury to 3rd party: unlimited
Damage to 3rd party property: unlimited


Rider and Passenger Accident / Injury Insurance

In case of death : 5,000,000 Yen / Person
Other injuries : 5,000,000 Yen / Person, depending on severity and kind of injury


Rider and Passenger Injury Compensation – insurance

treatment up to 4 days: once 10,000 Yen
treatment from 5 days – for sprain, contusion, abrasion, bruise: once 100,000 Yen
fracture, dislocation, ligament rupture: once 300,000 Yen
limb cut, intraocular bleeding or hematoma. rupture of the eyeball.: once 500.000 Yen
brain contusion, intracranial hemorrhage, brain injury, cervical, spinal cord injury, organ damage, chest abdominal organ damage: once 1.000.000 Yen



Deductibles in Case of Accident or Theft

Deductibles / Exemption of Insurance Coverage in case of Accident:

Up to 250,000 Yen for motorcycles with more than 1150 cc.
90,000 – 200,000 Yen for all other motorcycles.

These deductibles in case of accident can be reduced, please see the payment options tables to reduce the deductibles at the bottom of this page.


Deductibles / Exemption of Insurance Coverage in case of THEFT:

250,000 Yen Motorcycles with more than 1150cc
200,000 Yen Motorcycles 400cc up to 1150 cc
180,000 Yen Motorcycles 125cc up to 400cc

Deductibles in case of THEFT – which never, ever once happened so far – cannot be reduced.


Reduced Accident Deductibles in Japanese Yen:

Class Standard Deductible     payment Yen / day Lowered Deductible 
up to 250 cc 90,000 Yen 1,000 Yen 40,000 Yen
250cc – 400cc 120,000 Yen 1,250 Yen 60,000 Yen
400cc-750cc 150,000 Yen 1,500 Yen 80,000 Yen
750cc-1150cc 200,000 Yen 1,800 Yen 100,000 Yen
1150cc + over 250,000 Yen 2,000 Yen 125,000 Yen